Important warning

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Actions based on our website content are your own responsibility; please verify details independently.

This disclaimer outlines the limitations and boundaries regarding all information, materials, and resources available on our website. Please read carefully to understand your responsibilities and the scope of our content.

General notice

The information and guidance provided on this website are designed for general informational purposes and do not substitute professional advice. All content should be interpreted as context-specific, not universal. Users are encouraged to verify all details independently before taking action.

Limitations of liability

Our liability is strictly limited under all applicable laws. Use of this website implies acceptance of these terms.

We do not warrant that all content is free from error, omission, or interruption.
Our team is not responsible for any direct, indirect, or incidental damages arising from site use.
Content may be changed or updated without prior notice as part of ongoing review.
The site may become temporarily unavailable for maintenance or technical issues.

Accuracy of information

We strive to present information that is current, thoroughly reviewed, and contextually relevant for Malaysian users. However, regulations and financial norms can change, and some details may become outdated despite our best efforts. The materials provided are meant for general guidance only. If you notice discrepancies or have questions about the accuracy of any content, please contact us for clarification or updates.

Content is regularly reviewed, but no absolute accuracy is promised.

Professional advice

Content on this site does not replace professional consultation in legal, financial, or medical matters. Always consult a suitably qualified expert before acting on significant information found here.

External links

Our website may include references or links to external sites for your convenience. These links do not indicate endorsement or responsibility for their content, accuracy, or privacy practices. Accessing third-party resources is entirely at your own discretion and risk.

Results may vary

Any case studies or examples referenced are intended to illustrate general principles. Individual results will vary based on specific personal circumstances and choices.

Variation of results

Outcomes depend on individual backgrounds, market conditions, and external factors outside our control. No standard result can be promised.

Financial information disclaimer

All financial topics discussed on this site are for informational purposes only. We do not provide individualized advice or specific recommendations.

Decisions made based on our content are at your own discretion and should be independently evaluated.
Consult a qualified financial professional before making significant decisions about your finances, savings, or insurance.
We do not accept liability for any losses or consequences resulting from reliance on site content.

Jurisdiction and governing law

Our content and services are developed for users within Malaysia, and all legal matters are handled according to local law.

All disputes, interpretations, and claims regarding this website are governed by the laws of Malaysia. Users from other jurisdictions are responsible for ensuring compliance with their local regulations.

This disclaimer is governed by Malaysian law and all relevant regulations. Disputes arising from this site’s use are subject to the jurisdiction of Malaysia’s courts and applicable statutes.

Users outside Malaysia are responsible for understanding and adhering to their own local laws and regulations when using this website.

Indemnification

By using this site, you agree to indemnify and hold harmless our team and affiliates from any claims, damages, or losses resulting from your use of or reliance on the information provided.

Severability

If any part of this disclaimer is found invalid under applicable law, the remaining sections will remain in full force and effect.

Modifications

We may update or modify this disclaimer at any time to reflect changes in policy, law, or our operational practices. Please revisit this page periodically to ensure you remain informed about our current terms.

Contact us

Should you need further explanation regarding this disclaimer or wish to raise a concern, you may reach out using the contact details provided.

Contact email: content@exoralinta.sbs

Contact phone: +6018-199 0702

Physical address: 348, Jalan Tun Razak, Level 41, Vista Tower, The Intermark, Kuala Lumpur 50400 Malaysia

Effective date: Effective as of July 29, 2026

Last updated: Last updated July 29, 2026

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